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Find real-time, personalized mortgage rates & connect with best-rated loan officers nearby

Compare Rates &
Find Loan Officers
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Skip the endless searching— view real-time rates, connect with trusted loan officers, and get approved for your mortgage, all in one place.
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What products and services My Mortgage Rates provide?

Personalized Rates
Personalized Rates in Seconds
Answer 4 short questions and get accurate, real-time mortgage rates for any real estate transaction like purchases, refinances, and more.
Personalized Rates
All Property and Loan Types
Get a personalized rate for a Single-Family, Townhouse, Multi-Family Condo, or Manufactured Home today. My Mortgage Rates connects you with trusted loan officers specializing in Conventional, FHA, VA, USDA, and more.
Personalized Rates
Instant Pre-Approval
Get pre-approved, see your rate, and start shopping for your dream home today.
Disclaimer: The rates in this section are based upon a variety of assumptions. Assumptions include a state of origination of California, a credit score of 720, and reflect a rate currently available within the past 30 days. Your loan's interest rate and APR will depend upon the specific characteristics of your transaction and your individual credit history. Last updated on October 23, 2025.

Why choose My Mortgage Rates to compare rates and access loan officers?

Why choose My Mortgage Rates?
My Mortgage Rates simplifies the process of finding the right mortgage. Whether you're getting your first home loan or refinancing, our platform provides access to the most trusted loan officers, transparent rate comparisons, and cutting edge tools that empower you to make the best decision.
Loan officers tailor to user’s unique needs to get customized rate quotes
Your Personalized Mortgage RatesGet loan options tailored just for you from over 100 LendersMy Mortgage Rates connects you with loan officers who understand your unique needs, offering customized rate quotes and loan programs that fit your financial profile
Transparent and EasyCompare your mortgage options transparently and pressure freeMake informed decisions with complete visibility. Compare rates, fees, and loan terms upfront to find the best deal confidently. Our platform brings visibility and ease of use throughout the process
Mortgage options are easy to compare and the application process is transparent
My Mortgage Rates ensures all personal information data is secure, protected and confidential
Privacy FirstYour data is secure, protected, and confidentialWe prioritize your privacy with advanced security protocols, ensuring your information is used solely to enhance your mortgage experience.
All-in-One PlatformTrack your loan progress and get approved in one place.From rate quotes, to connecting with a trusted loan officer, and tracking your application status, My Mortgage Rates' platform provides an easy and seamless experience every step of the way.
My Mortgage Rates makes it an all-in-one platform for rate quoting, finding loan officers and tracking the status
Hear from Our Satisfied Customers
Quotation Mark
Zeitro’s platform has transformed my mortgage experience. The rate comparisons were transparent, and I was able to connect with a loan officer who made the entire process smooth and stress-free.
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Sharon LFirst-Time Homebuyer
Quotation Mark
Zeitro made it so easy to compare rates and find a loan officer who understood my situation. The process was transparent, and I felt informed every step of the way. I couldn't be happier with the experience.
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Charlie HHomebuyer
Quotation Mark
As a loan officer, Zeitro has been a game changer. It's allowed me to connect with qualified clients looking for what I specialize in, and it's helped me grow my client base in a very competitive market.
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Jane MLoan Officer
Quotation Mark
I was able to get a VA loan with the help of a specialized loan officer I found on Zeitro. The process was smooth, and I got the best rate available. I highly recommend it for veterans looking to finance their homes
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Jack MVeteran and Homebuyer

How to compare mortgage options and get pre-approval from loan officers through our platform?

Not sure where to start?
Step 1
Step 2
Step 3
Step 1
Get Your Mortgage Rate Quotes
  • Answering 4 simple questions
  • Match with loan officers and tailored rate options
  • Compare options and loan programs
  • Choose the rate that best fits your goals
Step 2
Get approved
  • Get pre-approved directly
  • Securely send documents when prompted
  • Documents get processed by AI and verified
  • You get an instant pre-approval
Final Step
Close on your new home!
  • Finalize your mortgage and move to closing
  • Your loan officer will handle the final stretch
  • Sign the closing documents
  • Get ready to move into your new home!!
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